Eva Schneider

Profil Eva Schneider

Eva Schneider specialises in banking and financial services law and regulation. Her broad practice includes advising banks, payment and e-money institutions, insurance companies, investment firms, asset managers, investors and fintechs — both as standalone legal/regulatory advice as well as in the context of (cross-border) M&A and finance transactions, reorganisations, cooperation projects, disputes, investigations and regulatory enforcement actions.

Eva supports clients in navigating complex contractual, compliance and risk questions, besides representing them in proceedings before authorities such as the Austrian Financial Market Authority and the European Central Bank. Another focus of her practice is to advise on regulatory change, including developments relating to innovation (e.g. digitalisation, fintech, crypto) and ESG in the financial sector.

Eva has been on secondment to a global mobile payment service provider and to our Frankfurt and Amsterdam offices. A member of the firm's Global Transactions Group, Financial Institutions Group, (core) Fintech Group, Sustainability Group, Risk, Conduct & Compliance Group and CEE country team, she regularly presents externally and internally at conferences and workshops.

She speaks German, English, French and Italian.

Mandate

• Advising Barclays on the sale of its Consumer Bank Europe, a retail banking business with established credit card, consumer loan and deposit franchises serving customers in the German and Austrian markets and gross assets of €4.7 billion, to BAWAG P.S.K.
• Advising Western Union on the $910 million sale of its global "Western Union Business Solutions" business to a private equity consortium of Goldfinch Partners and Baupost Group.
• Advising a global automotive group and its family shareholders on notification and approval requirements in over 50 jurisdictions in connection with M&A transactions, corporate reorganisations or licensings.
• Advising a global systemically important bank on regulatory aspects of the transfer of the asset management business of its Austrian branch to another group entity.
• Advising on a tech-based cooperation project aiming to enable interoperability of mobile payment systems across 14 European jurisdictions, including structural, regulatory and contractual advice.
• Advising a global payment and e-money services provider and e-commerce platform on a range of digital products and innovative business ideas, including advising on licensing requirements and customer contracts / terms and conditions (B2B and B2C) across Europe.
• Advising Trade Republic in connection with the expansion and internationalisation of its business.
• Advising one of Austria's largest banks on the passporting of its banking license in the context of the establishment of a branch in Germany.
• Advising a range of banks and virtual asset service providers in proceedings before the FMA and the OeNB relating to alleged non-compliance with AML and sanctions requirements as well as related internal investigations.
• Advising a range of regional and international credit institutions and insurance companies on capital, organisational and other requirements (e.g. own funds and liquidity, governance, policies and procedures, outsourcing, remuneration, fit & proper, conduct rules) on an ongoing basis.
• Advising German and Austrian banks on a range of securitisations and other structured financings, such as (i) a € 100 million asset-backed securitisation via a Luxembourg SPV as well as the SPV's refinancing through notes and a multicurrency credit facility or (ii) a securitisation of lease and loan receivables in the Czech Republic, Slovakia, Croatia, Romania and Bulgaria, in each case considering regulatory requirements. 
• Advising various originators and sponsors on questions related to the STS and ECB (collateral) eligibility of securitisations.